Stoke is ninth most affordable UK city for first-time buyers. Find homes under £90000; see mortgage affordability.
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Paying a mortgage in Stoke needs around 4.94 times your salary if you are single. For couples, it is only about 2.47 times their joint income.
London is much worse; prices there need nearly 17 times a single salary. For couples in London, it is still over eight times. Some commuter towns are also expensive; you might need twelve times your salary there.
Saving a bigger deposit could help. Planning ahead always makes sense for buyers. Remember, many housing options exist.
A house on Oldfield Street in Fenton costs over £75,000. It has two bedrooms and a small backyard. A terraced house on Rutland Street, Hanley, costs £80,000 and also has two bedrooms.
Another home on Carron Street in Fenton costs over £80,000. It’s a two-bedroom house needing some updates. A two-bedroom house is for sale on Smith Child Street, Tunstall for around £80,000 and needs some modernizing.
A two-bedroom house on Harcourt Street, Shelton, is nearly £90,000. It has a yard and double glazing.