A man’s parking ticket, though paid, led to a CCJ, credit score drop, and rental struggles due to address mix-up.
A man’s parking ticket, though paid, led to a CCJ, credit score drop, and rental struggles due to address mix-up.
Parking Fine Nightmare Paid Fine, Then a Year of Credit Hell Began
Ashley overstayed in a parking spot last April. He waited for the parking fine in the mail and got a £60 fine for his error. Ashley paid it on April 30, thinking the issue was resolved quickly.
Months later, Ashley received a strange letter from his old landlord. It was another fine from Parking Eye, the car park management company. The letter stated he had a CCJ against him, including errors in the address.
A CCJ, or county court judgement, occurs when someone owes money and fails to respond. This negatively impacts your credit score. Ashley said the CCJ caused many issues.
Ashley learned the CCJ was for £192 and, although he didn’t initially understand what it covered, he paid the money right away. He planned to sort it out later and sought a refund if it were wrong.
Parking Eye believed Ashley hadn’t paid the initial fine and sent fines to his old address. Receiving no reply, they went to court. The court issued a default CCJ against him, despite records showing Ashley’s payment in April.
He claims he already paid more than they claimed, since customers get 90 minutes at the car park, and Ashley didn’t adhere to the time. He’s still feeling the effects now.
Because of the CCJ, Ashley couldn’t rent and had to be honest at work. His Experian score fell significantly due to a paid parking fine, even though he did nothing really wrong at first.
Ashley contacted the British Parking Association, who helped him communicate with Parking Eye. By January 20, Parking Eye located his April payment, agreeing to cancel the CCJ and refund his fine as goodwill.
Ashley received the £192 back this week, but acknowledges how much chaos this has caused him. He feels he deserves more in compensation, since their error caused all this. To him, the damage is worth far more than £252.
Parking Eye says they can’t find his payment. They state the car park has clear guidelines, allowing customers 90 minutes. He parked for one hour and 40 minutes, so they send all mail to the registered address.
Ashley overstayed in a parking spot last April. He waited for the parking fine in the mail and got a £60 fine for his error. Ashley paid it on April 30, thinking the issue was resolved quickly.
Months later, Ashley received a strange letter from his old landlord. It was another fine from Parking Eye, the car park management company. The letter stated he had a CCJ against him, including errors in the address.
A CCJ, or county court judgement, occurs when someone owes money and fails to respond. This negatively impacts your credit score. Ashley said the CCJ caused many issues.
Ashley learned the CCJ was for £192 and, although he didn’t initially understand what it covered, he paid the money right away. He planned to sort it out later and sought a refund if it were wrong.
Parking Eye believed Ashley hadn’t paid the initial fine and sent fines to his old address. Receiving no reply, they went to court. The court issued a default CCJ against him, despite records showing Ashley’s payment in April.
He claims he already paid more than they claimed, since customers get 90 minutes at the car park, and Ashley didn’t adhere to the time. He’s still feeling the effects now.
Because of the CCJ, Ashley couldn’t rent and had to be honest at work. His Experian score fell significantly due to a paid parking fine, even though he did nothing really wrong at first.
Ashley contacted the British Parking Association, who helped him communicate with Parking Eye. By January 20, Parking Eye located his April payment, agreeing to cancel the CCJ and refund his fine as goodwill.
Ashley received the £192 back this week, but acknowledges how much chaos this has caused him. He feels he deserves more in compensation, since their error caused all this. To him, the damage is worth far more than £252.
Parking Eye says they can’t find his payment. They state the car park has clear guidelines, allowing customers 90 minutes. He parked for one hour and 40 minutes, so they send all mail to the registered address.