Learn how thieves steal money at ATMs using card skimmers, PIN capturing, cash trapping, and how to protect yourself.
Thieves use card skimmers and other methods. A spokesperson stresses the need for vigilance. People must take these threats seriously, as awareness is your best defense.
Always check the ATM closely and cover your PIN when you type it. If something feels wrong, trust your gut and use a different machine if needed. Taking time to check helps, and it can save you from losing money.
Criminals don’t need your card; they just need you to use a rigged ATM. Experts found three top tactics thieves use. The first tactic is card skimmers.
Card skimmers are fake card slots. Thieves use them to copy your card details by putting a fake reader over the real slot. When you insert your card, it copies the data, and they then clone your card.
Skimmers often look like real ATM slots, which makes them hard to spot. Check the card slot carefully, and lightly pull on it. If it moves or feels loose, it’s likely fake. Look for anything sticking out, as real slots are flush.
PIN capturing devices record your PIN code. Some thieves use tiny hidden cameras and others use fake keypads. The cameras record you typing your PIN, while fake keypads store your PIN as you type. Thieves can then empty your account quickly.
Cover your PIN when you type it to block hidden cameras. Press down on the keypad. A fake keypad may feel thick and might move slightly when you press.
Cash-trapping devices trap your cash. A plastic sleeve is put in the dispenser, and your money gets stuck inside the machine. Thieves wait for you to leave and then take the trapped cash.
Check the cash slot before you withdraw money. If something looks stuck, use another ATM. If your money doesn’t come out, don’t leave and report it to the bank right away. See if others have the same problem.
Use indoor ATMs when you can, choosing ones in banks, stores, or airports. Criminals target outdoor ATMs more, as they have more time to set up skimmers. Indoor ATMs also have more cameras, and cameras deter thefts.
If you think your card got compromised, act fast. ATMs should be safe, but thieves evolve. Knowing what to look for helps a lot; you must stay ahead of these fraudsters. Protect your money well.
Card skimming is becoming worse. Vigilance keeps you safe, and protective measures matter when using ATMs. These safeguard your financial data.